Personal Asset Insurance
In these rapidly-changing times, ExellSure has access to a wide range of products to provide customers with the convenience expected of a custom personal insurance policy. ExellSure offers value for money that caters to various events with many added benefits. A strong emphasis is placed on restoring the client to the position they were in before the loss, with the minimum amount of ‘red tape’.
Division of Personal Asset Insurance
Comprehensive personalized package coverage:
ExellSure offers you access to car, home, liability, and accident cover from a variety of quality product providers. We can also arrange for top-up coverage to increase your insurance benefits. Our Assist products added to our policies give you access to a range of value-added benefits.
Vehicle Insurance
Protect yourself from the cost of a car accident, damage and theft. We offer you a variety of options between product suppliers to meet your specific needs.
What are your vehicle coverage options?
- Comprehensive car insurance: Covers amongst other unplanned damage to your vehicle, such as a car accident, theft, and fire as well as damage to a third-party vehicle if you are the responsible party.
- Third-party car insurance: Covers damage you caused to a third party in an accident but does not cover damage to your own vehicle.
- Third-party, fire, and theft: This includes third-party damage, cover if your vehicle is hijacked, attempted theft, and theft. It also covers if your car is damaged by fire, lightning, or explosion.
- You can add extra features to your policy such as car rental which would mean that the insurer provides you with a vehicle for a predetermined number of days until your car is repaired or your claim is settled in the event of theft. There is also coverage available for your personal sound system that is in your vehicle.
Home Content and Buildings Coverage
Protect yourself against the cost of damage to your property or household items caused by accidents, theft, and natural disasters. You can take out home cover if you rent the house. By choosing various product suppliers. We can offer you the best option for your needs.
What options do you have under house content and building coverage?
- Building coverage: Provides coverage for your property such as your private home, outbuilding, and swimming pools. You receive cover against fire, lightning, wind, flood, earthquakes, theft, and vandalism.
- Household contents coverage: Provides cover against damage caused by natural disasters, accidents, and theft.
- All risk coverage: Provides loss or damage cover for all types of risks for any item you want to insure specifically such as your watch, jewelry, cellphone, or laptop.
Liability and Accident Cover
What are your options:
- Personal liability that covers claims against you by others.
- Personal accident that covers you when you are injured, hospitalized, disabled, or dying as a result of an accident.
- Top-up Coverage: The cover allows for the difference between the resale value of your vehicle and the settlement amount on the installment sale transaction.
Commercial InsuranceCommercial Insurance
Our commercial insurance can help you successfully manage your business. We also offer a variety of specialist products to meet your unique needs.
Business Insurance
Protect your business against commercial disruptions, property damage, theft, and claims that may be brought against your business by other people.
You can insure your business against potential losses that include natural disasters, accidental damage, and poor workmanship.
What are your options:
- General business insurance: Commercial insurance covers your business’s assets against loss or damage due to theft, vandalism, flood, fire, and other hazards.
- Liability insurance: Cover your business against claims due to injury or damage caused by your business operations. This is especially important for businesses that work with clients’ assets or work on clients’ premises.
- Some businesses combine general and public liability. You can also cover your business against employee injuries on your premises.
Specialist Insurance
We understand that your business has unique insurance needs. That is why we offer a variety of specialist products and policies. We can also cover specific risks such as the following:
- Aviation insurance coverage
- Legal person/section title
- Construction, engineering, and planting
- Credit protection
- Dental practices
- Educational institutions
- Guest houses
- Heavy commercial vehicles
- Hospitality
- Liability
- Medical practices
- Filling stations
- Places of worship
- Thatched roof risks
- Travel Insurance
- Veterinary
Leisure Insurance
At ExellSure we understand the importance of a good work-life balance and appreciate the financial outlay your recreational activities have cost you. Leisure Insurance covers you for all your recreational activities and their equipment, ensuring that you can enjoy your leisure time without fear.
We have tailor-made product offerings for these leisure products:
- Motorcycles
- Motor-homes and caravans
- Leisure goods – all risk
- Watercraft